分类： cc

　　Now, no matter who talks about PC games, Steam is definitely the topic that can’t be bypassed. However, such a huge game platform did not succeed overnight. The painting style of its online store has undergone earth-shaking changes in the 13 years since its establishment, from the initial platform for publishing information about 1.6 to a huge trading center that now integrates games, cards and ornaments. Let’s take a look at how this platform has worked hard to reform and become successful in these years.

　　On September 12th, 2003, Steam was established. And its original intention is that V Club provides anti-cheating support in order to facilitate the sale of its games such as CS. However, in that era when only 20% of users in the United States had Internet at home, Steam, which needed to be connected for a long time, was regarded as an important threat that might infringe PC security. At the same time, at that time, the server of Steam was also very bad. Many players who bought the game often couldn’t log in because of network reasons. In addition, the frequent updates of Steam itself and its poor interface left a bad impression on players.

　　However, in 2004, half-life 2 released by V Society saved Steam. At that time, the excellent online store design made many people change their impression of Steam, not to mention that you have to log in to the Steam account before you want to play this world-famous shooting game.

　　In 2005, "Kung Fu Doll" and "Darwinia" became the first non-V-produced games in the Steam store. In this way, Steam has finally changed from a game downloader and server browser to a real online game store.

This article is translated from pcgamer, produced and published by Wandering Star, please indicate the source.

CCTV News:According to the data released by the National Bureau of Statistics, in the first three quarters of this year, all parts of the country accelerated the release of advanced production capacity, the capacity of energy supply and demand continued to improve, energy consumption increased steadily, and the proportion of non-fossil energy consumption continued to increase.

In the first three quarters, the production of major energy products such as kerosene, gas and electricity in industrial enterprises above designated size maintained steady growth. In terms of varieties, the production of raw coal has grown rapidly, and the incremental supply of high quality has been expanded, giving full play to the role of guarantee. In the first three quarters, the output of industrial raw coal above designated size was 3.32 billion tons, up 11.2% year-on-year, and the growth rate was 7.5 percentage points faster than that of the same period of last year.

Oil and gas production grew steadily. Oil and gas enterprises continue to consolidate the good momentum of increasing reserves and production, and ensure the independent supply base of oil and gas. In the first three quarters, the output of industrial crude oil above designated size was 153.75 million tons, a year-on-year increase of 3.0%; Natural gas output was 160.1 billion cubic meters, up 5.4% year-on-year.

Power production is stable and orderly. In the first three quarters, industrial power generation above designated size was 6.3 trillion kWh, up 2.2% year-on-year, of which clean energy power generation was 1.9 trillion kWh, up 6.5% year-on-year.

The energy consumption structure continued to improve. According to preliminary calculations, the total energy consumption in the first three quarters increased by 2.5% year-on-year, and the proportion of non-fossil energy consumption in the total energy consumption increased by 0.6 percentage points compared with the same period of last year.

Innovation and development add impetus-the new patent law will be implemented on June 1, 2021

Why do you want to amend the patent law?

Since its implementation on April 1, 1985, China’s patent law has been revised four times, which has played an important role in encouraging invention and innovation. With the development of the situation, there are some new situations and problems in the patent field: the conversion rate of patent technology is not high; There are some problems in patent rights protection, such as difficulty in proof and high cost.

On June 1, 2021, the newly revised Patent Law was formally implemented, aiming at solving the problems in practice, which is of great significance for safeguarding the legitimate rights and interests of patentees, enhancing the confidence of innovation subjects in patent protection and stimulating the innovation vitality of the whole society.

What measures have been put forward by the newly implemented patent law to strengthen intellectual property protection?

In order to strengthen the protection of the legitimate rights and interests of patentees, a punitive damages system was added in this amendment, stipulating that if the circumstances are serious, the people’s court may determine the amount of compensation within one to five times the amount calculated according to the losses suffered by the obligee, the benefits obtained by the infringer or the multiple of the patent license fee. The upper limit of legal compensation is raised to 5 million yuan, and the lower limit is raised to 30 thousand yuan. Significantly increasing the cost of infringement shows China’s attitude and determination to strictly protect intellectual property rights according to law.

What does the newly implemented patent law cover to promote the transformation and application of patents?

In order to further awaken the "sleeping" patents, the newly revised Patent Law adds a patent open license system, improves the service invention system and strengthens the public service of patent information, aiming at promoting the transformation of patent achievements, realizing the market value of patents and providing strong support for the innovation and development of the real economy. Open licensing system is an important legal system to promote the implementation of patent transformation. Its core lies in encouraging patentees to open their patents to the society, promoting the docking of supply and demand and patent implementation, and truly realizing the patent value. This amendment stipulates the declaration of open license and its effective procedural elements, with a view to solving the information asymmetry between the supply and demand sides of patent technology through government public services and improving the efficiency of patent transformation.

What adjustments have been made to improve the relevant system of design in the patent law implemented this time?

Local appearance design is gradually becoming an important way of product design. With the acceleration of "going out", the level of design of enterprises in China has gradually improved, and the demand for local design protection of enterprises abroad has obviously increased. The newly revised patent law protects partial designs, which meets the needs of enterprises and international practices, and enables China enterprises to make better use of the rules, further explore the international market and improve their international competitiveness.

The newly revised patent law extends the protection period of design patents to 15 years, so as to meet the diversified needs of the innovators for the protection period and create conditions for China to join The Hague Agreement on the International Registration of Industrial Designs. In addition, the Patent Law increases the domestic priority system of patent application for design, and makes it clear that an applicant who files a patent application for the same subject in China within six months from the date when he first filed a patent application for design in China can enjoy the priority, thus further reducing the application cost. (Feng Fei)

Responding to the New Requirements of the Times —— The new copyright law will be implemented on June 1st, 2021.

What is the significance of the newly implemented copyright law?

On June 1, 2021, the newly revised copyright law was officially implemented. At the beginning of the third revision of the copyright law in 2011, the goal of the revision was clearly to create a new era copyright law that is compatible with the digital economy, realistic, international and future-oriented. The 10-year revision process also fully embodies the spirit of open-door legislation and scientific legislation, actively responds to the new requirements of the digital age, and echoes and connects with the Civil Code and international copyright treaties.

What adjustments have been made to the copyright law implemented on June 1 to adapt to technological progress?

While technological progress has changed the ways and means of content dissemination, the development of digital copyright industry has long been troubled by the protection of new works. In this regard, the newly revised copyright law has made a more extensive adjustment to the definition and types of works, further expanding the scope of protection of copyright law. For example, Article 3 clearly defines works as "intellectual achievements that are original and can be expressed in a certain form in the fields of literature, art and science"; In the original copyright law, "cinematographic works and works created by methods similar to cinematography" were changed to "audio-visual works".

In order to adapt to the new situation of technological development, the newly revised copyright law has clarified the relevant legal rules related to the application of digital technology, such as the new "digital" reproduction method of works.

What new measures does the new copyright law put forward to combat infringement?

In order to solve the problems of high litigation cost and long period in copyright protection, the newly revised copyright law introduces punitive damages system, raising the upper limit of legal compensation to 5 million yuan and stipulating the lower limit of legal compensation to 500 yuan; For intentional infringement and serious circumstances, it is stipulated that the court can award punitive damages of one to five times the amount of compensation, which greatly increases the cost of infringement.

How does the new copyright law connect with international treaties?

In recent years, China has been actively docking international treaties, fulfilling its international obligations and showing its image as a great power. The newly revised copyright law also strengthens the connection with international treaties, for example, the provisions of the eighth paragraph of Article 52 on the rental right of performers echo the relevant provisions of the Beijing Treaty on Audiovisual Performances. The behavior of "providing people with reading disabilities with published works in a barrier-free way that they can perceive" is included in the category of fair use, which paves the way for China to ratify the Marrakesh Treaty on Facilitating the Access of the Blind, the Visually Impaired or Other People with Print Reading Disabilities to Published Works. (Jiang Xu)

　　January 4th, 2021 is the third World Braille Day. Braille is an important tool for blind people to receive education, acquire knowledge and achieve self-reliance, and its basic role is being more and more deeply understood.

　　Braille book publishing has also attracted more and more attention. Open a book in Braille, and the fingertips of blind readers gently touch the six changeable bumps, each of which is full and warm, just like touching the familiar faces of relatives. Words, paragraphs, and articles have strung together countless rich days, paving a bright road to the future, allowing blind readers to cross the visual barrier and become knowledgeable and educated social participants and builders.

　　Six-point Braille

　　A Special Bridge to the Knowledge World

　　For the blind, touch and hearing are important channels for them to obtain information, and Braille books play a key role in it.

　　Braille is a text perceived by touch. The smallest unit that can be used independently is "Fang", and each side has three lines, two columns and six fixed points. Braille has strict standards for dot spacing, square spacing and dot height, and is designed according to the best touch point of index finger. Blind people use the index fingers of both hands to touch and read, just as we can’t disassemble strokes when reading Chinese characters, skilled readers can also identify different points as a whole, and the speed of touching and reading can be equivalent to that of ordinary reading.

　　Six-point Braille was invented by Louis Blair of the French. Previously, books for the blind were printed with enlarged letterpress letters, which were not only small in number, but also large and heavy, and felt very slow, which was inconvenient for the blind to read and write. In 1821, Blair accidentally thought of using bumps instead of lines to create new Braille. After more than ten years of research and design, French Braille, including characters and mathematical symbols, was officially finalized.

　　In 1952, referring to Blair’s six-point Braille system and combining the old blind characters, Chinese and Huang Nai created China Braille, which is based on Beijing dialect and spelled by word segmentation and linking. It has 18 initial consonants and 34 vowels, and its sound and rhyme are spelled into one syllable, and the other blind symbol is used as key signature, but it is generally unstressed except for rare words. In December, 1953, the Braille Publishing Group of the China Welfare Association for the Blind was formally established, which initiated the publishing business for the blind in New China. This is the predecessor of China Braille Publishing House. In 1954, the first book in Braille, Who is the cutest person, was published.

　　Language is an important tool for human learning and communication. As a special text for the blind, Braille is convenient for the blind to read and write, and it is an important and irreplaceable way for the blind to learn scientific and cultural knowledge. This special bridge leading to the knowledge world provides convenience for the blind to fully participate in social life and share the fruits of development on an equal footing, and helps them to change from the rescued to the builders of society.

　　Over the past 60 years, China Braille Publishing House has accumulated experience and brought its professional advantages into full play, and gradually acquired the publishing ability of various books such as politics, culture, education, medicine and health. China Braille Publishing House strives to make important documents of the party and the country publish Braille editions in time, so that blind readers can know the latest policies. Let the Braille teaching materials be published accurately, covering compulsory education, higher education and social education and training in an all-round way, meeting the learning needs of the majority of blind students and laying a solid cultural foundation for blind generation and growth; Let outstanding publications in different categories such as literature, science and technology be published in Braille in time to meet the growing spiritual and cultural needs of blind readers.

　　Braille editing and correcting

　　Grind every character with your heart

　　Braille book editing and proofreading process is complex and difficult. With the love and responsibility for the cause of Braille publishing, several generations of Braille publishers have polished every Braille character attentively, providing rich and varied reading materials and valuable spiritual food for blind readers.

　　Braille in China is a phonetic alphabet, which is generally not marked with tones. In actual use, the tone adjustment rate is only 5%, which makes it difficult to distinguish some homophones from homophones in Braille. Braille editors must check and confirm it repeatedly to ensure correct translation and proofreading. When reading a book, we often encounter words we don’t know. Most people don’t look them up in the dictionary when they don’t affect their understanding, but braille editors can’t let go of a word, including the light tone and the vowel sound in different contexts. The rare words in modern publications are limited, but a large part of Braille books are medical books. There are a lot of uncommon words and unusual pronunciations in traditional Chinese medicine, traditional Chinese medicine and ancient Chinese medicine, and some words can’t be found in common dictionaries, so non-professionals can’t read them correctly at all. Braille editors not only rely on authoritative reference books such as Ci Hai and Ci Yuan to set the tone and tune, but also make their own "small dictionary", which is full of uncommon words and their correct pronunciation and source in different contexts.

　　Braille proofreading is a group of "one bright and one blind". In different proofreading times, either the discerning person reads aloud and the blind person checks Braille, or the blind person touches and checks the original book. They cooperate tacitly, record and correct mistakes, and work towards the goal of editing and proofreading with zero error rate. Braille proofreaders not only have the same high level of writing as ordinary publications proofreading, but also have the basic skill of "word segmentation", that is, to separate and connect words through grammatical rules and the particularity of Braille. Only by mastering the phonetic, tonal and blank features of Braille and mastering as much knowledge as possible about the meaning, semantics and implications of Chinese characters can we correctly divide words.

　　In order to improve the accuracy of Braille, facilitate the reading of the blind, and promote the integration of Braille with the digital age, China has launched the national general Braille reform, that is, on the basis of the current Braille, improving the rules of tone sandhi, standardizing the usage of tone symbols, and solving the problem of blind reading difficulties caused by too few tone sandhi and inaccurate pronunciation in the past. On July 1, 2018, China began to implement the National General Braille Program. This is a test for braille editors. In order to complete the publishing transition to general Braille faster and better, all Braille compilers have stepped up their study of the national general Braille rules. Whether they are editors and proofreaders who are used to using the current Braille or new employees, they have mastered the national general Braille through special training and applied it to Braille editing and publishing.

　　It can be said that in the complicated editing and proofreading process, every character of the blind document has been touched by the gentle fingertips of the editing and proofreading staff and recited by a warm voice, and every braille character is full of the efforts and expectations of the editing and proofreading staff.

　　Braille printing

　　Pave the road to light with sincerity

　　Braille printing process is complex, long cycle and high cost, which is more time-consuming and laborious than ordinary book printing.

　　Braille books are printed on the front and back of a single sheet, with bumps on one page and pits on the other page on each side, and the bumps sometimes get stuck together, which is why the page matching process of Braille books is still manual. Collating works like playing the piano, with good coordination between left and right hands, and between fingers, both fast and focused. A book of blind documents is made up of the hands of generations of page sorters.

　　Folding and sewing are the characteristics of braille books, that is, every three sheets of braille paper are folded and sewn at the left 1 cm. The reason for folding is: first, to avoid the braille bumps on the inner page from being squeezed and deformed, which brings difficulties to touch and read; The second is to avoid the bell mouth, and the thickness of the spine after folding is twice as much as the original, which is just the same as the height of the braille bump, so that the thickness of the spine and the mouth of the finished book is roughly the same; The third is to ensure that any page can be tiled when sewing and reading, which is convenient for the blind to touch and read.

　　After more than 60 years’ efforts, China Braille Publishing House accurately published nearly 10,000 kinds of Braille books, which initially met the spiritual, cultural and vocational training needs of the blind. The increasing richness of Braille books is full of the concern of the party and the government, and embodies the painstaking efforts of Braille publishers.

　　Today, Braille books are helping blind people to eliminate reading difficulties caused by visual loss to the greatest extent. Blind people learn systematically through Braille books, earn their own living with their own knowledge and skills, and help others and contribute to society. Many industries, such as psychological consultation, massage and piano tuning, shine with the hard work and wisdom of the blind, and there are many blind people among teachers, lawyers and engineers.

　　Perhaps the appearance of Braille books is not as beautiful as ordinary books, but the raised Braille dots all have clear outlines and tall and straight postures, which are not unassuming or humble. The six points are subtly transformed, and different themes are interpreted. The still water is deep, and the light shines in the warmth and tranquility.

　　(Author: China Braille Publishing House)

　　Liu aishu

The budget of 150,000-200,000 yuan is limited to pure electric home SUVs, and many of them can’t avoid BYD Song PLUS EV, because its influence can’t be underestimated in terms of market sales, word of mouth and product strength. However, with the intensification of the involution of domestic new energy vehicles, more and more Houlang has also come up with solid product skills and sincere pricing, which constantly attracts consumers’ attention in car selection. The polar fox Alpha T5, which was listed soon, is a good example.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

The guide price range of the Extreme Fox Alfa T5 is 155.8-199.8 million yuan. Compared with BYD Song PLUS EV with the guide price range of 169.8-209.8 million yuan, the lower pricing of Houlang is somewhat "unlucky". Now that they are tit for tat, and both cars focus on home use scenes, when will they stay without shining their swords?

Below, let’s compare two specific models, namely, the Extreme Fox Alfa T5 2024 660MAX and BYD Song PLUS EV 2023 Champion Edition 605KM Flagship PLUS, to see who is the household hexagonal warrior. (The comparison models are abbreviated as: Extreme Fox Alpha T5 and Song PLUS EV)

(Extreme Fox Alpha T5)

(Extreme Fox Alpha T5)

In terms of appearance design, the angular lines and flat headlight groups that can be seen everywhere in the front of the Extreme Fox Alpha T5 cater to the front of the car with a lower posture, so there is no need to worry about the visual sense of the front face. The same is true for the side and the rear of the car. The side shape of the polar fox Alpha T5 looks very linear, and the front/rear of the car has a certain push-down design and hidden door handles, which also makes its drag coefficient only 0.245Cd. At the rear of the car, the penetrating light group of the Extreme Fox Alpha T5 is the mainstream design, which can also be seen here in Song PLUS EV.

(BYD Song PLUS EV)

(BYD Song PLUS EV)

The difference is that Song PLUS EV’s latest generation of Longyan aesthetic design, although it has a strong sense of movement and young style, such as the design of a simpler front, a more full sense of side/tail lines and a penetrating taillight group, all indicate that the new Song PLUS EV wants to be recognized by more young people. However, personally, Song PLUS EV is still inclined to the tonality of atmosphere and stability. After all, the outline of the lines, the blackened elements and the light group of the polar fox Alpha T5 are the elements that young consumers prefer.

In terms of size, the length of the Song PLUS EV has certain advantages, and the Extreme Fox Alpha T5 will be more eye-catching in terms of car width, wheelbase and model level. In the external configuration of vehicles, both vehicles are equipped with electric tailgate, front sound insulation glass and keyless entry system. However, Song PLUS EV only provides keyless entry in the front row. When it is used in scenes such as family trips and self-driving trips, it is not as convenient for family members to open the door as Alpha T5.

(Extreme Fox Alpha T5)

Inside the car, for friends who care about the texture and grade of the interior, these two cars will not let everyone down. The polar fox Alpha T5 and Song PLUS EV are covered with materials with good texture in the areas within reach and visible to the naked eye, such as a large number of leather packages in the cockpit and metal plaques.

(BYD Song PLUS EV)

In the interior design, there are almost no physical buttons in the central control of the Extreme Fox Alpha T5, and most functions are integrated in the 15.6-inch central control screen. The technological atmosphere and minimalism are well created, and this style is also liked by many young consumers. The cockpit design of Song PLUS EV is more traditional, such as the layout of air conditioning outlet and central control T-zone, which will be more like an oil truck. This kind of style is also deeply loved by many consumers, especially those who have made the transition from oil cars to trams, and many of them are used to physical buttons. As for which cockpit experience is better, it varies from person to person.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

But what is certain is that the polar fox Alpha T5 will have more say than the Song PLUS EV in the intelligent performance of the cockpit. The screens of both cars are 15.6 inches. From the function point of view, both cars have the mainstream apps of car ecology, such as WeChat, karaoke, playing games, audio and video freedom, etc., which are not a problem. The Qualcomm 8155 chip is built into the Extreme Fox Alpha T5, which is synonymous with silky feeling of lathe in the industry, but we haven’t seen it here in Song PLUS EV.

(Extreme Fox Alpha T5)

(Extreme Fox Alpha T5)

In addition, the polar fox Alpha T5 voice assistant has four-tone wake-up recognition, visible speaking, continuous instruction recognition, support for HiCar, original factory interconnection/mapping function, and 3D dynamic navigation brought by 22.8-inch HUD head-up display, etc., and Song PLUS EV did not give it. This series of configurations has greatly improved the car experience. For example, the HUD head-up display allows the driver to check the speed and navigation without diverting his eyes. The four-tone voice wake-up also allows the voice assistant to be the private secretary of every member of the family.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In terms of intelligent driving assistance, the α-Pilot assisted driving system of Extreme Fox Alpha T5 and the DiPilot assisted driving system of Song PLUS EV have reached L2 level. In addition to the basic operations of 360-degree panoramic image /540-degree transparent image, the two cars are also equipped with functions such as full-speed adaptive endurance, lane keeping, parallel assistance and automatic parking.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In terms of hardware, the number of millimeter-wave radars and ultrasonic radars will reach 6 and 12 respectively under the blessing of the intellectual driving rights package presented with the car, but the two millimeter-wave radars and 12 ultrasonic radars equipped with Song PLUS EV have no advantage. Song PLUS EV is not equipped with intelligent driving functions, such as automatic lane-changing assistance, tracking and reversing, and starting reminder of the preceding vehicle.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In terms of ride experience, the front row of Polar Fox Alpha T5 provides electric adjustment of main and auxiliary drivers/seat memory/heating, and the main driver’s seat has lumbar support adjustment. Song PLUS EV provides electric adjustment/heating/ventilation for the main and auxiliary drivers in the front row, but neither of them has seat memory or lumbar support adjustment. In contrast, the front seat configuration of the two cars has its own advantages. In terms of riding experience, the seat texture, side support and head space of the two cars are all good. The test passengers with a height of 177cm sit in the front rows of the two cars respectively, and after the sitting posture is adjusted to the lowest, they all get over 1 fist space.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In the back row, the legroom of both cars can give more than two punches, and the cushion support is not bad, and the sedentary experience as a whole can be well received. However, the seat heating is also provided in the rear row of the Extreme Fox Alpha T5. If the whole family is traveling by car, especially in the Northeast where the fire broke out recently, this configuration is undoubtedly very popular.

Knowing the appearance and cockpit, let’s take a look at the performance of the two cars in terms of battery life and performance. In the battery life, the polar fox Alpha T5 is equipped with a ternary lithium battery with a capacity of 79.2kWh, with a pure battery life range of 660km and a power consumption of 13.9kWh per 100 km. Song PLUS EV is equipped with a lithium iron phosphate battery with a capacity of 87.04kWh. The pure electric mileage of CLTC is 605km, and the power consumption per 100 km is 14.1kWh. It can be seen that the battery capacity of the Extreme Fox Alpha T5 is smaller, but the pure electric cruising range is longer. According to the analysis, apart from the wind resistance coefficient of 0.245Cd, the efficiency of the polar front power system developed by the polar fox Alpha T5 is 95%, and the energy management of the pre-test is also helpful for the polar fox Alpha T5 to achieve excellent energy consumption.

(Extreme Fox Alpha T5)

In addition, regarding the charging efficiency that everyone cares about, the Arctic Fox Alpha T5 with 800V high-voltage overcharge platform has a fast charging peak power of 260kW, which can increase the pure battery life by 260km in 10 minutes, and it only takes 17 minutes to charge to 80% of the battery. The peak power of fast charging of Song PLUS EV is 140kW, and it takes 0.47 hours to fast charge to 80% of the power. This charging efficiency was a year or two ago, which was still the first level in the industry. However, with the advent of the era of high-voltage overcharge, such as facing the 800V fast charging of Extreme Fox Alpha T5, the charging efficiency of Song PLUS EV is inevitably slightly inferior.

(BYD Song PLUS EV)

With regard to battery safety, neither the Extreme Fox Alpha T5 nor the Song PLUS EV need to worry. The former Aurora battery has three durable scenarios of "extremely cold and extremely hot alternation", "high temperature and high humidity aging" and "salt spray accelerated corrosion" for continuous serial verification. The latter blade battery also passed the rigorous acupuncture test, and there was no violent combustion and high temperature.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In terms of power, both cars are equipped with front single motor. The maximum power of the polar fox Alpha T5 motor is 200kW, the peak torque is 360N·m, and the acceleration time from 0 to 100 km/h is 7.5 seconds. The Song PLUS EV motor has a maximum power of 160kW and a peak torque of 330 N m. The official acceleration time of 0-100km/h has not been announced, but it is understood that the 8.02-second 0-100km/h acceleration performance measured by Che Di will be slightly slower than that of the Extreme Fox Alpha T5.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

In the chassis part, both cars are mainly for home use, and the suspension is also a four-wheel single suspension with conventional McPherson front suspension and rear multi-link structure. However, the Lingyun chassis of Extreme Fox Alfa T5 has won the "Top Ten Pure Electric Chassis in China", and the aluminum alloy materials and driving of the chassis are optimized and adjusted. Taking the elk test as an example, the measured result of the polar fox Alpha T5 is 76km/h, and that of the Song PLUS EV is 70.2km/h, so it can be seen intuitively that there will be some differences in chassis performance or driving control between the two vehicles.

(Extreme Fox Alpha T5)

(BYD Song PLUS EV)

Editor’s comment:

From the comparison, if you want to say who is the "hexagonal warrior" of the pure electric home SUV, the Extreme Fox Alpha T5 and BYD Song PLUS EV will definitely count. On the face value and interior texture, both cars are three good students; In terms of space, seat configuration and pure electric cruising range, both of them can also play in competing products at the same price. But in terms of my post-95 aesthetic, I personally prefer the design style of Extreme Fox Alpha T5. Including pure electric cruising range, 0-100km/h acceleration and chassis texture, the Extreme Fox Alpha T5 also has an advantage. On the balance, in the "Hexagon Warrior" score of the two cars, the post-wave player Extreme Fox Alpha T5 scored naturally higher.

　　"Students may not feel it at first, but after a few times, they will find that they can’t afford the money, and they are afraid to ask for it from home. They can only repay the loan by loan, from a few thousand yuan at the beginning to tens of thousands of yuan, and finally exceed the limit that a family can bear … … Do students know that parents have made great efforts just to earn thousands of dollars, but these efforts have finally become someone else’s wedding clothes … …”

　　Recently, Li Xiaokang (a pseudonym), a 19-year-old boy, sent a special letter to the editorial department of Shanxi Evening News. The key word of the letter was "online loan platform".

　　Li Xiaokang, a native of Lvliang, originally studied in a university in the provincial capital. However, after only one semester, he finally chose to drop out of school … because he owed 150,000 yuan with interest on the usury campus online loan platform, which made poor families owe a lot of foreign debts for repayment, plus various dunning on the loan platform. …

　　The wonderful college life ended like this, which caught him off guard. So, he wrote down his experience and wanted to sound the alarm for more college students and students who are about to enter the university.

　　AIn order to earn tuition fees, I started a business and lost money on the online loan platform.

　　Li Xiaokang’s home is in Lvliang, and his family makes a living by farming. Seeing his parents’ hard work, Li Xiaokang wanted to earn his own tuition. After entering the university, he tried to start his own business and start a second-hand car business in partnership with his good friend Kun Wang (a pseudonym). But not long after, there was a deficit because of mistakes, and the capital turnover could not be opened. Anxious to make up for the deficit, the two men were embarrassed to ask for money from home. At this time, Kun Wang occasionally found a campus online loan platform, which was actually a link to a website. The other party said that it was a welfare for college students, and only students could use such a convenient way.

　　A sum of money can be borrowed in a short time, so the two decided to lend. They borrowed nearly 4,000 yuan through this platform, but because the platform had to deduct related interest and other expenses, they finally got only 2,000 yuan. Although I don’t get much money, the operation is very simple, and the other party will call or send a message to remind me how to operate. "Just open the website link sent by the other party and click it several times ‘ Agree ’ You can complete the operation, and after an hour or two, the money will hit your card. " Li Xiaokang said that when paying back the money, he will call the bank card or Alipay account according to the requirements of the other party.

　　I thought they could pay back the money soon after the capital turnover opened, but I didn’t expect the business to improve, and I lost a lot. They lost their ability to repay. After that, they can only repay the loan by loan, and borrow money from other online lending platforms to repay the 4000 yuan. Li Xiaokang said: "Some loan platforms have very high interest rates. For example, if you borrow 1000 yuan, he will only give you 700 yuan and then let you return it to 1000 yuan within a week." In this way, it is equivalent to borrowing 700 yuan within one week, but the interest will reach 300 yuan. Li Xiaokang knows that such a platform has a high interest rate, but compared with banks, this platform can get money very quickly, so he has to bite the bullet and rob Peter to pay Paul. "Some platforms will tell you how much interest to pay back, and some platforms are just like cheating people. You have no idea how high the interest will be. After a day’s delay, I didn’t pay back the money in time, and the next day I had more 280 yuan. "

　　Rob Peter to pay Paul is much more, and interest is rolling in. In just half a year, Li Xiaokang and Kun Wang borrowed a total of more than 80,000 yuan, but only 40,000 yuan was actually obtained. Finally, 150,000 yuan with interest was returned, most of which was borrowed by Li Xiaokang.

　　BThere is a lot of pressure to pay off debts, and there are many ways to collect money. He chose to drop out of school and work.

　　In addition to these debts, the various dunning methods of the platform also caused Li Xiaokang to collapse. "Some platforms will get your address book, call the counselor and send text messages to your friends, classmates and relatives; Others called and said, ‘ We are still collecting money in a civilized way. Don’t wait for those who collect money to come to you. They have various means. ’” Li Xiaokang said.

　　Li Xiaokang’s father, Li Shifu, knew that his son was in debt, and it was also because of debt collection. One day in the first month of this year, a debt call was made to Li Shifu’s mobile phone. Due to the poor conditions at home, he can only borrow money everywhere and help his son pay back more than 100 thousand yuan, but he doesn’t know how much is left. Li Shifu said: "I can only borrow money from my relatives to help him pay back some. In short, don’t let him get into debt." Li Shifu was completely unaware of his son’s second-hand car business. He said that his son was outside all the year round, and the father and son didn’t communicate well.

　　Li Xiaokang and his father once went to the public security department for consultation. The police told them that there were so many such things that they could only be solved by going to court through legal channels, and they could not help. Li Xiaokang said: "I think since these platforms can exist in the mobile phone software market, they must have their own legitimate reasons. It is too difficult for us to sue. It’ s really embarrassing to let my father follow me. Some phone calls are rude, and I always talk about human life. I spend every day in fear. "

　　Because of his son’s high debts, Li Shifu has aged a lot in just half a year, and his bones are not as strong as before.

　　Before finishing his freshman year, Li Xiaokang dropped out of school and worked outside to earn money, hoping to pay back the arrears as soon as possible. On July 18, when the reporter contacted Li Xiaokang again, he said that although his father helped him pay back most of the money, he also paid back some money by working for himself in recent months, but the money he owed was still not paid off because of the high interest rate, and now he still owes tens of thousands of yuan.

　　Regarding his son’s dropping out of school, Li Shifu said: "One reason is that he doesn’t want to study, and he wants to continue to pay back the money. The burden at home is too heavy; Another reason is that debtors always make threatening phone calls, and I am also afraid that my son is not safe. " Speaking of which, he sighed heavily.

　　Li Xiaokang dropped out of school. Because the loan amount is small, Kun Wang’s family helped him repay the loan, and he is still attending school normally. Li Xiaokang especially wants to say to other college students: "As a student, if you know the hard-won truth of money and who really loves you, you won’t hurt your parents." If you communicate directly with your parents, I believe that your parents will definitely forgive you. But if you don’t take the initiative to say it, your future will be destroyed in your own hands. "

　　CPoor students can complete their studies with low-interest loans and scholarships.

　　Regarding Li Xiaokang’s dropping out of school, Mr. Zhang, a counselor when he was in college, said that Li Xiaokang’s incident made him feel very sorry. As far as he knows, Li Xiaokang worked outside to help his family reduce the burden before entering school, and became a monitor after going to college. "In fact, the school strengthens education for students every year and holds theme class meetings to prevent students from contacting these non-performing loans."

　　Li Xiaokang’s classmates also said that Xiaokang was never extravagant, frugal and independent. He went out to work to earn money. As soon as he heard that he was still doing business, his classmates all looked at him with new eyes. "We don’t know about his loan, he is stronger, and what he can handle generally won’t ask others. We all think that he will be a promising person in the future. " A classmate said.

　　After Li Xiaokang went to college, he chose to do his own business to make money, and fell into the dilemma of campus online loan. Then, if the family is poor, can students finish college smoothly? The reporter interviewed the teacher of a university in the provincial capital. The teacher said that from the moment the university admission notice was issued, it said: If the family is in difficulty, you can apply for a loan through specific procedures. Students who borrow money only need to pay it back when they graduate from college, and the interest rate is very low. This is a national policy specifically for poor students. In addition, all schools have scholarships, and the distribution area is relatively wide. In addition, some bosses or entrepreneurs will also provide donations. Now, in all public colleges and universities, as long as students follow normal procedures, there is no problem in completing four years of study, even if the family is difficult.

　　DCampus online lending platform is still "active" on campus.

　　The reporter randomly asked several college students, and they were all familiar with the campus online loan platform. "When I first went to college, the counselor told us, and said that some students used illegal campus loans before, which led to very serious consequences." Xiao Zhang, who is studying at taiyuan normal College, said. Several other college students also said that teachers often warn everyone about the dangers of usury online lending platforms during meetings, and will show short films of students who have dropped out of school because of borrowing money from online lending platforms, telling students who have any difficulties to find a teacher and never touch these online lending platforms.

　　However, the usury online lending platform did not quit the campus. During the interview, many college students said that they had seen small advertisements such as "0 interest", "loan with loan" and "only two hours" on school toilets and telephone poles, which were all propaganda made by online lending platforms. They said that some students also act as agents of online lending platforms in order to earn money or pay back the loans they owe. "At the beginning, I was commensurate with my buddies and friends and gave generously. Once I got the money, I changed my face and asked other people to ask for high interest." A student said that these agents get a commission for bringing people in, and after students borrow money, they will also receive a commission in proportion. The more students borrow, the more commission they get. Behind them is a team, including finance department, loan department and audit department, with a clear division of labor.

　　Pervasive publicity and the wooing of "brothers" and "buddies" made some people who didn’t want to borrow money at first start to borrow money because of a small amount. According to the reporter’s interview, the amount of these people’s loans at first is not large, generally not more than 10,000 yuan. Some are to buy equipment for games, some are to buy new mobile phones, and some girls want to buy some bags and clothes … … Most students who use the usury online loan platform once will use it many times again. Because of the high interest rate, they are afraid to tell their families that they have to continue to make mistakes until the creditors come to collect debts.

　　"The reason why there are online loans and some people are trapped is because some students have problems in their minds. They want to live better, so they use their brains and want to buy high-end items through some simple channels. Students must have a correct outlook on life, values and ideas. " A teacher of Shanxi Industrial and Commercial College said.

　　EIt is suggested that college students learn financial knowledge to prevent being cheated.

　　Why is the interest of online lending platform so high? We interviewed Mr. Shi, the account manager of a bank in the provincial capital. For example, Mr. Shi said that if you borrow 10,000 yuan from a regular bank for a period of one year, the bank will only calculate the interest once in one year, which is the annual interest rate of 10,000 yuan. Some illegal usury online lending platforms will calculate interest 365 times in one year. On the first day, the interest of 10,000 yuan will be calculated. On the second day, yesterday’s principal and interest will become today’s principal. In this way, the interest rate will be very high in one year.

　　Mr. Shi also added: "Some illegal platforms have also drilled loopholes. Regular banks do not need to collect deposits or deduct interest in advance. These platforms take advantage of the lack of financial common sense of college students and only say that it is convenient, fast to use money and low in interest rates. When students use it, there will be fees, deposits and high interest rates waiting for them. In essence, they are using this information asymmetry to make huge profits. " Mr. Shi suggested that college students strengthen their financial knowledge study to prevent being cheated.

　　The staff of the Provincial Banking Regulatory Bureau told reporters that they have also strengthened the awareness of preventing financial risks among college students through financial classes, financial lectures, questionnaires and other forms. "We attach great importance to this issue and have done enough financial publicity. Every year, we will go to the campus to explain financial knowledge to students, and we will also broadcast propaganda films that have serious consequences caused by bad campus online lending platforms."

　　It is understood that in order to further strengthen the supervision and rectification of the campus online loan platform and control the chaos from the source, six ministries and commissions, including the China Banking Regulatory Commission and the Ministry of Education, issued the Notice on Further Strengthening the Renovation of Campus Online Loan, and all regions have stepped up the rectification of the campus online loan business of online loan information intermediaries. Institutions established without the approval of the banking supervision and management department may not enter the campus to provide credit services for college students; Suspension of online lending institutions to carry out online lending business for college students; Comprehensive policy, colleges and universities should take the risk prevention and comprehensive management of campus online loan platform as a major task to maintain the safety and stability of schools at present, and so on.

　　FHow should students protect their rights and interests when borrowing money?

　　How should students protect their own interests when borrowing money? The reporter interviewed Cheng Jianguo, a lawyer of Shanxi Fengyong Law Firm. Cheng Jianguo pointed out that, first of all, according to the Provisions of the Supreme People’s Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, the interest rate agreed by both lenders and borrowers did not exceed 24% per annum, and the court should support the lender’s request for the borrower to pay interest at the agreed interest rate. The interest rate agreed by the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement exceeding the part is invalid. The court shall support the borrower’s request to the lender to return the interest that has been paid in excess of 36% per annum. Cheng Jianguo explained: "In other words, the law does not protect the interest that exceeds the annual interest rate of 36%. If the borrower feels that the interest he wants to repay is higher than this interest rate, he can go to court to file a lawsuit to determine how much debt he should repay. The so-called service fee, referral fee, deposit, etc. are all pretexts, but they should also be included in the interest. When the court makes a ruling, it will also consider this part of the factor. As for some platforms, the way of forced debt collection is too intense, and there are cases of infringement of private houses. You can also bring a lawsuit to the court. "

　　Cheng Jianguo added: "According to national laws, interest cannot be deducted in advance from loans, and the calculation of interest principal should be based on the principal actually obtained by the borrower. However, because of their lack of legal knowledge, college students may have evidence against them. For example, it is clear that these platforms only give you 700 yuan, but let you type 1000 yuan’s IOUs. In the future, 1000 yuan’s IOUs will be unfavorable to borrowers. Therefore, be vigilant in this regard. "

　　Cheng Jianguo believes that college students must be cautious when using the campus online loan platform; Secondly, self-discipline, rational consumption, obedience to the relevant education and regulations of the school, and timely communication with parents when problems arise; College students should start from reality, start from their own majors and do what they can.